|
|
|
Click Here for Bargains like the following:|
Stylish Red LED Flash/Static Gearknob
Chrome Finished LED Gear Knob. 3 Functions
Chrome Polished Flashing LED Gear Knob. 3 Functions
BRAND NEW: LED Neon Gear knob RED / BLUE with batteries
Car Fancy Silver Universal Gear Stick Knob
CELLPHONE PAD LEXUS IS200 IS300 GS300 RX300 RX400H LS43
CELLPHONE PAD VW POLO LUPO BEETLE GOLF PLUS BORA PASSAT
satin chrome alloy gear knob. suits lift up reverse
Toyota MR2 SW20 Leather Shift & Brake Gaiter: BLACK
Toyota MR2 AW11 Leather Gearlever Gaiter: BLACK
Mazda MX5 Real Leather Shift & Brake Gaiter Set: BLACK
**STYLISH UNIVERSAL CHROME FINISH HAND BRAKE COVER**
"STEALTH" STOP BRAKE LIGHT **NO RESERVE PRICE**
*STYLISH UNIV. HAND BRAKE COVER**BLU,SIL
*STYLISH UNIV. LEATHER HAND BRAKE COVER**CHROME, ALLUM
RACE X ALLUM. ROOF AERIAL CAR: BLACK,RED,BLUE
FLASHING CHANGING COLOUR LED CHROME GEAR SHIFT KNOB
POLISHED ALUMINIUM CHROME GEAR KNOB WITH 6 X LED LIGHTS
STRIKING UNIVERSAL LEATHER GAITOR GAITER 4 ALL MAKES
WOOD / CHROME GEAR KNOB - BRAND NEW
Chrome Racing Gear Shift Knob W/ Blue LED ~No Reserve
VOLKSWAGEN PASSAT BLACK REAL LEATHER GEAR GAITER
Momo Competizione polished aluminium Gear Knob
CELLPHONE PAD MITSUBISHI COLT SPACE STAR LANCER CARISMA
FLASHING CHANGING COLOUR LED CHROME GEAR SHIFT KNOB
ROVER 800/820/825/82
VW CORRADO GENUINE LEATHER GEAR GAITER+FIT INSTRUCTION
ripspeed chrome interior styling set gearknob pedals ne
COMBAT STYLE SEMI CHROME SHIFT GEAR KNOB ALL MAKES
RED EL Gear Knob
MAX POWER BLUE LED GEAR SURROUND - CITROEN SAXO (K)*
MAX POWER BLUE LED GEAR SURROUND - FIAT (H)*
BLACK & CHROME Gear Knob
Richbrook Italian Leather Hand Brake Gaiter (universal)
Richbrook Italian Leather Gear Shift Gaiter (universal)
CELLPHONE MAT Honda JAZZ CIVIC FR-V HR-V ACCORD INSIGHT
BMW MINI One Cooper S Tour Plus Gear Knob -GPSL118RB
MAX POWER BLUE LED GEAR SURROUND TOYOTA/VAUXHAL
MAX POWER BLUE LED GEAR SURROUND - VAUXHALL ASTRA G(M)*
Black leather and silver gear knob VERY STYLISH NO RES
Chrome Gear surround 4 renault megane kangoo scenic F
X STYLE BRUSHED ALUMINIUM GEAR SHIFT KNOB STICK
STRIKING UNIVERSAL LEATHER GAITER GAITOR ALL MAKES
POLISHED ALUMINIUM CHROME GEAR KNOB WITH 6 X LED LIGHTS
! SHIFT BOOT -UNIVERSAL BLACK TYPE R CARBON FIBER STYLE
STRIKING UNIVERSAL LEATHER GAITER GAITOR ALL MAKES
VAUXHALL CAVALIER 100% REAL BLACK LEATHER GEAR GAITER
CHROME EFFECT GEAR SURROUND - FIAT PUNTO MK1 (H)*
CHROME EFFECT GEAR SURROUND - RENAULT MEGANE (K)
LED BLAZING GEAR KNOBS*
HONDA PRELUDE GEAR &HANDBRAK GAITER GENUINE LEATHER
MAX POWER BLUE LED GEAR SURROUND - FORD (I)*
MAX POWER BLUE LED GEAR SURROUND - VW/AUDI/CLIO (F)*
Chrome Gear lever surround 4 civic micra tigra rav 200i
Chrome Gear lever surround for vauxhall corsa astra 33I
gear knob nob carbon Pearlescent walnut new! not momo
gear knob nob blue black red leather chrome not momo
Corsa C Titanium and Dimpled Leather Look Gearknob
COMBAT STYLE SEMI CHROME GEAR SHIFT KNOB ALL MAKES
New ILLUMINATED SUPER BRIGHT LED SHIFT KNOB
Chrome Gear lever surround for Clio Fiesta 200 206 d
Chrome Gear lever surround 4 ALL FORD ALFA ESCORT D
INTERIOR POLISHED NEON LED HANDBRAKE COVER
SMOOTH SILVER, CARBON CHROME HANDBRAKE COVER
PLASMA ICE GEAR KNOB WITH FLASHING BRIGHT LED LIGHTS
HANDBRAKE COVER - UNIVERSAL*
Chrome Gear lever surround for Golf Mk 2 new e
Alloy Handbrake Cover 106/206/306/Sa
*NEW STYLE* Multicoloured LED Gearknob
Ally Handbrake Cover Corsa/Astra/ca
VW Chrome Golf Ball Style Gear Knob
Alloy Handbrake Cover Escort/Fiesta/
Illuminated Multi Flashing/Glowi
Ally Handbrake Cover Corsa/Astra/ca
INTERIOR STRIKING COLOURED HANDBRAKE COVER
*NEW STYLE* Blue LED Gearknob
brand new silver and red handbrake cover
A660 TURNING STEERING WHEEL KNOB WOOD LIKE-1
CELLPHONE PAD HYUNDAI SONATA TRAJET SANTA TERRACAN COUP
Chrome gear lever surround 4 alfa fiat Bravo honda B
A661=TURNING KNOB for Steering Wheel
VW BEETLE ALUMINIUM/LEAT
ALCHEMY Gear Knob pewter skull Gothic weird
FLASHING CHROME GEAR KNOB WITH 6 X BRIGHT LED LIGHTS
HONDA CRX REAL BLACK LEATHER GEAR & HANDBRAKE GAITER
COMBAT STYLE SEMI CHROME SHIFT GEAR KNOB 4 ALL MAKES
STRIKING UNIVERSAL LEATHER GAITOR GAITER ALL MAKES
COMBAT STYLE SEMI CHROME SHIFT GEAR KNOB 4 ALL MAKES
X STYLE BRUSHED ALUMINIUM GEAR SHIFT KNOB STICK
NUMBER LICENCE LICENSE PLATE LED SPOT LIGHTS BOLTS
ALCHEMY Gear Knob pewter skull Gothic weird
Red and silver Type VR universal fit gear knob
RACEX - CHROME SURROUND & GAITER HONDA CIVIC
RACEX LEATHER GEAR GAITER - BLACK
VW Golf, Polo, etc Polished Ali Gear Knob
RACEX -ALLOY HANDBRAKE HANDLE - VAUXHALL CORSA 93 - 01
RACEX - CHROME SURROUND & GAITER FIAT BRAVO/BRAVA
RACEX ALLOY AERIAL AUDI A3 TO 2001
RACEX -ALLOY HANDBRAKE HANDLE - MGZR / ROVER 25/200
RACEX - CHROME SURROUND & GAITER VW GOLF MK4
RACEX LED GEAR KNOB CHROME - BLUE
RACEX -ALLOY HANDBRAKE HANDLE - FORD FIESTA MK 4/5
RACEX - CHROME SURROUND & GAITER CITROEN SAXO
RACEX - CHROME SURROUND & GAITER RENAULT CLIO 98-00
RACEX NISSAN ALMERA / PRIMERA / MICRA ALLOY AERIAL
RACEX HANDBRAKE HANDLE AND LEATHER GAITER - RED
RICHBROOK - 100% GENUINE LEATHER GEAR GAITER - SILVER
RACEX - CHROME SURROUND & GAITER MG ZR / 200
RICHBROOK - 100% GENUINE LEATHER GEAR GAITER - BLUE
RACEX - CHROME SURROUND & GAITER VW GOLF MK3
RACEX - CHROME SURROUND & GAITER FORD FIESTA MK3
RACEX - CHROME SURROUND & GAITER AUDI A3
RACEX - CHROME SURROUND & GAITER VAUXHALL ASTRA
RACEX - CHROME SURROUND & GAITER PEUGEOT 206
RACEX LEATHER GEAR GAITER - BLUE
RACEX LED GEAR KNOB CHROME - RED
RACEX - CHROME SURROUND & GAITER PEUGEOT 106
RACEX -ALLOY HANDBRAKE HANDLE - CITROEN SAXO
RACEX LEATHER GEAR GAITER - RED
RACEX - CHROME SURROUND & GAITER VAUXHALL VECTRA
VW Golf GTI Polo Passat Corrado Gear Knob
Vauxhall Calibra Cavalier Vectra Astra Corsa Gear Knob
RACEX - CHROME SURROUND & GAITER VAUXHALL CORSA
RACEX ALLOY AERIAL RENAULT CLIO 2001 ON
TVR Cerbera Chimaera Griffith S2 Tuscan Gear knob
RACEX -ALLOY HANDBRAKE HANDLE - PEUGEOT 205 / 406
Triumph Spitfire Stag TR6 TR7 TR8 Dolomite Gear Knob
RACEX -ALLOY HANDBRAKE HANDLE - NISSAN MICRA 93 - 2000
Toyota Celica MR2 Supra Corolla Avensis Gear Knob
RACEX - CHROME SURROUND & GAITER SAAB 900 / 9-3
RACEX LED GEAR KNOB LEATHER - RED
Subaru Impreza Forrester Legacy Chrome Gear Knob
RACEX - CHROME SURROUND & GAITER PEUGEOT 205
RACEX -ALLOY HANDBRAKE HANDLE - FIESTA Mk 1 / 2 / 3
RACEX -ALLOY HANDBRAKE HANDLE - VW GOLF MK3 / POLO MK 4
RACEX HANDBRAKE HANDLE AND LEATHER GAITER - BLACK
RACEX - CHROME SURROUND & GAITER FIAT COUPE
Skoda Fabia Favorit Octavia Felicia Superb Gear Knob
Saab 900 9000 9-5 9-3 Gear Knob
RACEX - CHROME SURROUND & GAITER NISSAN MICRA
RS Ford Escort Focus Fiesta Sierra Gear Knob
Rover 100 200 400 600 800 45 25 Tomcat Metro Gear Knob
RACEX - CHROME SURROUND & GAITER FIAT CINQUECENTO
Renault Clio Laguna Megane Scenic Gear Knob
RACEX -ALLOY HANDBRAKE HANDLE - PEUGEOT 206
RACEX - CHROME SURROUND & GAITER VAUXHALL CALIBRA
RACEX -ALLOY HANDBRAKE HANDLE - PEUGEOT 106 / 306
RACEX -ALLOY HANDBRAKE HANDLE - VW GOLF MK2 88 ON
RACEX -ALLOY HANDBRAKE HANDLE - FORD ESCORT MK5/6
Porsche Boxster Carrera 911928 924 944 968 Gear Knob
RACEX HANDBRAKE HANDLE AND LEATHER GAITER - YELLOW
RACEX - CHROME SURROUND & GAITER RENAULT CLIO 98
RACEX - CHROME SURROUND & GAITER FORD ESCORT MK4
RACEX - CHROME SURROUND & GAITER TOYOTA MR2
Peugeot 106 205 206 306 307 405 406 407 Gear Knob
RACEX -ALLOY HANDBRAKE HANDLE - FORD ESCORT MK3
RACEX - CHROME SURROUND & GAITER SEAT LEON
Nissan NX SX ZX Z350 Micra Almera Primera Gear Knob
Mitsubishi FTO Lancer EVO 3000GT Shogun Gear Knob
Mini BMW 1275 Cooper S Gear Knob
MG MGF MGB MGBGT Midget Rover Gear Knob
RACEX HANDBRAKE HANDLE AND LEATHER GAITER - BLUE
Mazda 2 3 6 MX3 MX5 MX6 323 Eunos RX7 Gear Knob
RACEX ALLOY AERIAL RENAULT CLIO 1998 - 2001
Lexus GS IS LS RX SC Soarer Chrome Gear Knob
RACEX -ALLOY HANDBRAKE HANDLE - VAUXHALL ASTRA MK 3/4
RACEX - ALLOY HANDBRAKE HANDLE- ESCORT 5/6 91-00
RACEX LED GEAR KNOB LEATHER - BLUE
Land Rover Range Discovery Freelander Gear Knob
RACEX -ALLOY HANDBRAKE HANDLE - FORD KA / PUMA / MONDEO
Jeep Grand Cherokee Wrangler Renegade Chrome Gear Knob
Jaguar XK 8 XJ XJS X E S Type Sovereign Gear Knob
MAZDA RX7 BLACK LEATHER GEAR GAITER - NEW 92-98
Honda Accord Civic Prelude Integra NSX Gear Knob
Ford Mondeo Focus Cougar KA Escort Puma Gear Knob
RACEX ALLOY AERIAL CORSA 93-04 / TIGRA
Ford KA Chrome Gear Knob With Logo
RACEX -ALLOY HANDBRAKE HANDLE - VAUXHALL CALIBRA
Fiat Brava Bravo Coupe Punto Spider Tipo Gear Knob
RICHBROOK - 100% GENUINE LEATHER GEAR GAITER - BLACK
Citroen Saxo ZX Xantia C2 C3 C4 C5 AX Visa Gear Knob
RICHBROOK - 100% GENUINE LEATHER GEAR GAITER - RED
BMW 316 318 320 325 530 540 740 Z3 Gear Knob
RACEX -ALLOY HANDBRAKE HANDLE - CIVIC/ ACCORD/INTEGRA
Audi TT 100 200 A2 A3 A4 A6 Chrome Gear Knob
Alfa Romeo GTV Spider 145 147 155 146 147 166 Gear Knob
AUDI A4 BLACK REAL LEATHER GEAR GAITER 95-1999
VW GOLF MK4 & BORA MK4 BLACK LEATHER GEAR GAITER GAITOR
Chrome Gear surround 4 Golf Clio 205 Bora Fabia seat c
MAX POWER BLUE LED GEAR SURROUND - VW/KIA (B)*
LED BLAZING GEAR KNOBS*
GP GEAR KNOB glowing RED or BLUE VW Polo Passat Lupo...
GP GEAR KNOB glowing RED or BLUE VW GOLF MK1 MK2 MK3
GP GEAR KNOB glowing RED or BLUE MG ZS ZR ZT ZF TS
GP GEAR KNOB glowing RED or BLUE Honda Civic Accord CRX
GP GEAR KNOB glowing RED or BLUE BMW E30 E36 E46 320
GP GEAR KNOB glowing RED or BL. MAZDA MX5 RX7 RX8 EUNOS
GP GEAR KNOB glowing RED or BL. Fiesta KA Escort Sierra
GP GEAR KNOB glowing RED or BL PEUGEOT 106 206 306 307
Chrome Gear lever surround for Clio Fiesta 200 206 d
|
Return to the Home Page
| |
|
|
Buying a New or Used Car
If you're looking for the best deals on a new or used car, there are three simple rules to follow:
Know your Credit Score
Secure your Financing First
Shop Wide for Deals
Know your Credit Score
"Dealer Financing" sounds like a quick and convenient service, doesn't it? After all, they'll arrange your financing for you right on the spot. Furthermore, they want to sell you the car, so you know you'll get a deal on the financing, right?
Ha! Forget that ... dealer financing is the biggest profit-generating tool available to the dealer. Odds are you're getting tooled on the interest rate -- odds are even greater that there's an innocent math "error" that you're not going to catch (and they're not going to "catch" -- since they're the ones who put it there) that will result in you paying hundreds or thousands more than you should.
What makes it so easier to job unsuspecting buyers on financing is that finanching seems complex. Unless you've got access to interest tables, it's hard to double-check the arithmetic (if you understand it in the first place). When you do spot something that doesn't seem right, the dealer will mumble some offering about "standard policy" and "company requirements" -- all of which is complete nonsense.
The fact is that financing is actually a pretty simple process -- IF you take care of it before you ever set foot in the dealer. If your credit rating is good (a score of 550 or so is "good"), you can find financing at much lower interest rates than you'll find at the dealer.
That's why it's important to know your credit score first. If you have a good score, you can skip right ahead to shopping for financing.
If not, then you need to find out now ... and find out how you can fix it.
If you have a less-than-good rating, that's not as bad as you might think. There's a good chance this is due to an error in your credit report. "Oh, they don't make errors in credit reports, do they?" Hah again! Credit reports are often loaded with errors -- and they're often incredibly easy to fix, too!
Often it's not more than sending the credit report a letter stating "I have never been to California in my life and I certainly didn't charge 17 skateboards to a card I've never owned", or "I paid that loan off in full 15 years ago." -- things of that nature. It's surprising that when credit reports are wrong, they're really wrong! A simple statement correcting the error may be all you need to get your score right back on top.
But -- you've got to know there's a problem first! And that's why it's important to find out your credit score first. It's easy to get a copy of your credit report -- you can call the different credit agencies and request reports (they may charge a small processing fee), or you can use one of the internet credit reporting services that will do this work for you and send you a copy.
One such service is "CreditReporting.com". They're a member of the BBB Online and are noted for their reliability.
Once you've received your credit report -- and performed any necessary credit repair -- it's time for your financing. You can use local lending institutions ... or you can short cut the whole process AND get a better interest rate at the same time. Use one of the many Internet-based automobile lending agencies -- they'll approve you via email within minutes at an interest rate you probably won't be able to touch locally.
Once you answer a few questions, you'll receive approval via email within minutes. In a couple of days, you'll get a "blank check" from the institution. The check will be good for any amount up to your approved amount. You can shop for a vehicle, then fill in the check amount and the payee to pay for the car. Using the check will clue the lending agency to start your monthly payments.
The check is normally good for 60 days or so -- so you can take your time to shop, knowing all the while that your financing is set!
There are many Internet lending institutions (you've probably seen TV ads for several), but here are two excellent ones you might want to check:
Another one is E-Loan -- try E-Loan and get your loan approval in minutes via email!
Apply for a car loan today!
Once your financing is set, it's time to start shopping. You can shop your local car lots -- even private sellers in the classifieds -- but you'll find your best deals by shopping "wide".
By shopping "wide", I mean covering all the car sellers within a 50 to 100 mile radius who might have the type of vehicle you want. This can take you quite a while if you do it in person -- but you can do it in minutes with an Internet search!
Use these three Internet automobile search tools to scour your local sources and find exactly the vehicle you want within your price guidelines:
Once you've found your vehicle, use your pre-arranged financing and the deal is set! You can even do the entire process without leaving your home! Just have the dealer deliver the car to your driveway!
Finally, be sure and take car of details like car insurance. The lending agencies (and the local government) will likely insist on adequate coverage. If you don't already have an insurance agent (and even if you do), you can shop for the best coverage online! Why not ask for a free quote from these folks:
|