|
|
|
Click Here for Bargains like the following:|
CAR FUEL SAVER SAVE UP TO 30% NEW FUELMAX ioniser
SUPER FUELMAX - THE #1 FUEL IONIZER AT ONLY £16.00!!!
15% EXTRA TORQUE AND BHP FOR YOUR CAR, HUGE POWER GAINS
** ILLEGAL STREET RACING NITROUS VCD! VOLUME 2 H@T
CAR FUEL SAVER SAVE UP TO 30% NEW FUELMAX ioniser
CAR FUEL SAVER SAVE UP TO 30% NEW FUELMAX ioniser
JDM DEFI 60mm BF OIL WATER TEMP TEMPERATURE GAUGE METER
AMBER RED JDM DEFI 60mm BF TURBO BOOST GAUGE METER hks
NEW HKS TURBO TIMER TYPE 0 wrx evo 7 rx7 supra mr2 s14
NEW UNIVERSAL HKS SQV SSQV BLOW OFF VALVE BOV EVO WRX
Car Compass Adjustable Hinge Base Auto Navigation Black
FREE REMOTE! UNDER CAR FULL 4PC NEON TUBES KIT SET
STP Fuel Injector Cleaner Restores Power Acceleration
EXHAUST FLAMER - VTR SAXO, PEUGEOT, GTI 106, 306, 205!
FLASHING CHROME GEAR KNOB WITH 6 X BRIGHT LED LIGHTS
SEXY RS thong +top set cosworth turbo 1600i avo
BLUE LED CHROME SCREEN WASHER JETS*
TOW ROPE - HEAVY DUTY - WEBBING STRAP ** NEW **
Porsche 924 944 911 968 928 993 996 crest decals
~ NEW ~ Quick Shifter (Short Shift) Subaru Impreza
Brevette LPG Mixer - Medium capacity
PAIR OF ALUMINIUM CHEQUER PLATE FOOTWELLS*
Brevette LPG Mixer - Large capacity
TYRE DUST CHROME PLATED ALUMINIUM VALVE CAPS
New Boot Pop Release Kit for Citroen Saxo or Xsara
GREEN LED CHROME SCREEN WASHER JETS*
Gtech Pro Performance G-Tech Brand new Ford Turbo GTO
WHITE LED CHROME SCREEN WASHER JETS*
STEEL ROLL BAR for RALLY / KIT CAR / RACING project
Gtech G Tech Pro SS Bmw Vauxhall Ford GTO Toyota Mini
Ford Mondeo/Escort/
VINTAGE AMP METER/ OIL PRESSURE & VAC GAUGE (3 SET)
KENZLE CAR TIME CLOCK
CAR VACUUM GAUGE
rare 1998 3 door flame red escort gti ! look!!!!!!!!!!
WHITE LED CHROME SCREEN WASHER JETS*
DRAG RACER rare 1971 top fuel drag racing movie DVD
HOT ROD..1941 WILLYS COUPE drag racing 1979 film DVD
UNDER CAR! WHEEL NEON LED LIGHTS VALVE CAPS
ESCORT COSWORTH STD ACTUATOR
STD COSWORTH ACTUATOR
COSWORTH ACTUATOR 16psi +
NOS Octane Booster Fuel Vauxhall Tigra Calibra Cavalier
NOS Octane Booster Fuel Vauxhall Astra Vectra Corsa
NOS Octane Booster Fuel Golf Polo Bora Passat
NOS Octane Booster Fuel Ford Fiesta Escort Mondeo Puma
3 WAY MULTI SOCKET FOR 12V CIGARETTE LIGHTER
Richbrook Dipstick Wiper TVR Lotus MG FTO BMW VTS VTR
MECHANICS TRAINING MANUALS ON CD,48 HOUR DELIVERY
HKS SSQV style dump valve / BOV with universal flange
ROVER 220 TURBO / 620Ti HEAT SHEILD SHIELD L@@K!!!
SMITHS 80mm PERIOD TACHO
Anti-tamper flat Metal Tyre Valves for alloy wheels
TRD Toyota RACING CHARGING STABILIZER Rav4 Corolla MR2
AC SCHNITZER RACING CHARGING STABILIZER E46 540 E36 330
AC SCHNITZER RACING CHARGING STABILIZER E30 E34 E36 E39
MAZDASPEED RACING CHARGING STABILIZER Miata Mazda 3
NISMO NISSAN RACING CHARGING STABILIZER 300ZX 240SX S14
STI SUBARU RACING CHARGING STABILIZER WRX Impreza
Honda Mugen Racing Charging Stabilizer Civic Accord Si
Blitz turbo timer taken from toyota celica GT4
HYUNDAI PERFORMANCE MOD (+20bhp)
REDEX EXHAUST EMISSIONS REDUCER 250ML BOTTLE
RENAULT CLIO WILLIAMS / 16V SAMCO HOSE SET
Dellorto DHLA Twin 40's not Weber DCOE Webber
pillar pod
vac gauge
battery gauge
Subaru Impreza Pro Short shifter B&M \ Blitz style WRX
oil pressure gauge race x
max power motors neckstrap performance MOBILE phone
boost gauge race x
CADILLAC neckstrap performance MOBILE phone pass
mclaren mercedes neckstrap performance mobile phone
BMW neckstrap performance mobile phone keys pass
FREE REMOTE! UNDER CAR FULL 4PC NEON TUBES KIT SET
VAUXHALL SPARK PLUGS (Astra, Vectra, Corsa etc)
Brand New 52mm LED Water Temp Gauge
Brand New 52mm LED Oil Temp Gauge
Brand New 52mm LED Oil Pressure Gauge
500A AC/DC CURRENT CLAMP
honda type-r lanyard performance phone keys pass
Race Rally Car Electric Power Steering Column EPS Nova
FLASHING CHROME GEAR KNOB WITH 6 X BRIGHT LED LIGHTS
Alloy Rally Car Battery Tray, Escort, Mini, Kit Car etc
AP22 Car performance metre (0-60 Timer)
VOLK RACING RAYS WHEELS RIMS LOCK AND NUT EVO WRX CIVIC
BLUE LED CHROME SCREEN WASHER JETS*
BLUE LED CHROME SCREEN WASHER JETS*
GREEN LED CHROME SCREEN WASHER JETS*
WHITE LED CHROME SCREEN WASHER JETS*
blitz speed jumper / derestricter no reserve
JOM short alu antenna VW OPEL VAUXHALL GOLF JETTA
Red Line 2 Stroke Race Kart Oil 473ml
TYRE DUST CHROME PLATED ALUMINIUM VALVE CAPS
Single Stage Water Injection kit. Turbo or Supercharger
Dual Stage Water Injection kit for Turbo & Supercharger
Cooling System Leak Stopper Silver Seal FREE POSTAGE
New Blue Pipercross Filter for Ecotek Valve RRP £30
UNDER CAR! WHEEL NEON LED LIGHTS VALVE CAPS
New Boot Pop Release Kit for Ford Scorpio Estate
New Ford Ka Boot Solenoid Release/Pop Kit
New Ford Escort Boot Solenoid Release/Pop Kit
New Boot Pop Release Kit for Daewoo Matiz
Citroen Berlingo Electric Windows kit
New Boot Pop Release Kit for Citroen C5
New Boot Pop Release Kit for Citroen C3
New Ecotek Valve & Pipercross Filter in Chrome RRP £89
Classic, race, rally, motorsport parts clearance, Mk1/2
HKS Turbo Timer With On Board Memory With Loom
3 WAY MULTI SOCKET FOR 12V CIGARETTE LIGHTER
Peugeot 106 / Citroen Saxo rose jointed gear shift race
GENUINE QUICKSHIFT GEAR CHANGE FOR SUBARU IMPREZA 2003-
prodrive wrc rear crossmemeber
escort cosworth pipe
G Tech Performance Meter Pro - Subaru - Evo -Skyline
GT28 Ball Bearing Turbo S13 S14 300ZX Lexus
S13 S14 FMIC Intercooler Kit - 200sx N?ssan
Pulsar GTiR FMIC Intercooler Kit - GTiR Pulsar
FMIC - Intercooler. EVO SKYLINE WRX S14 GTIR
Subaru Impreza FMIC Intercooler Kit - WRX WRC GC8
2 5/8" Electronic Vacuum Gauge Defi Lookalike
New Auto Gauge 3 3/4inch Tachometer w/ 7 Color
FORD FOCUS MONDEO SHORT SHIFTER - RED THROW BY UPTO 60%
Toyota MR2 MK1 + MK2 RACING SPEC short shifter
STAINLESS POLISHED ROLL CAGE, Sierra RS Cosworth Turbo
Nitrous oxide bottle
2 chassis stands 6" x 22" SUIT FORMULA FORD
astra tech data logging ,lap timing
WHEEL SPACERS 5 MM, 4 & 5 STUD,BRAND NEW PAIR UNIVERSAL
OPTIMA ORANGE TOP 700 BATTERIES
Bailey dump valve and fitting kit for VAG
AP Racing 7.1/4" clutch
ECOTEK CB26PVALVES NEW BOXED LOW RESERVE
Safety Devices Mk5 Ford Escort Roll Cage (Rear)
RENAULT 5 GT TURBO PARTS
NEW 12 " 12 VOLT RADIATOR FAN as Spal NEW
G tech meter £35 saxo, corsa, evo, vtr ,xr , rs , hks
G tech pro performance meter £40 FREE SHIPPING (SUBARU)
G tech meter £35 cosworth, gtr , gtir, gsi, gti, si
G tech pro performance meter £35 SUBARU,EVO,HKS
Japanese Sticker EVO/CIVIC/MR2/
*** 2 x Chrome Number Plate Surrounds Will Fit ALL***
FREE REMOTE! UNDER CAR FULL 4PC NEON TUBES KIT SET
Brantz RetroTrip Prescaler Interface
Carbon Civic Badge CIVIC/TYPE-R etc......
Silver Carbon Honda Badge CIVIC/CRX/INTE
Carbon Honda Badge CIVIC/CRX/INTE
EXHAUST FLAMER - VTR SAXO, PEUGEOT, GTI 106, 306, 205!
*** 2 x Chrome Number Plate Surrounds Will Fit ALL***
Etched Glass look mitsubishi fto decals
Carbon look Elise rear clam decals
FLASHING CHROME GEAR KNOB WITH 6 X BRIGHT LED LIGHTS
Etched glass look AMG Decals
Fiat Motorsport 2 Decal
Etched Glass Look Renault Sport (b) Decals
Etched Glass Look Renault Sport (a) Decals
Subaru Decal
NEW TRS Helmet Hammock (Net) for Rally Cars
Etched Glass look mitsubishi ralliart decals
Etched Glass look Subaru impreza sti decals
Etched Glass look mitsubishi animal decals
Etched Glass look mitsubishi animal decals
Etched Glass Look Lotus Elise Decals
Etched Glass Lotus Sport Elise Exige Decals
VW GOLF 16v GASFLOWED PERFORMANCE CYLINDER HEAD
REN 5 GT TURBO GASFLOWED PERFORMANCE CYLINDER HEAD
BLUE LED CHROME SCREEN WASHER JETS*
Silicone Vacuum Hose 5mm ID x 3meter L Samco styling
Silicone Vacuum Hose 5mm ID x 2meter L Samco styling
Silicone Vacuum Hose 5mm ID x 4meter L Samco styling
millers octane booster , recomended for jap imports
Silicone hose REDUCER HIGH QUALITY ...not Samco
BLUE LED CHROME SCREEN WASHER JETS*
Silicone hose REDUCER HIGH QUALITY ...not Samco
Silicone hose 135° Elbow HIGH QUALITY not Samco
Silicone Hose 45° Elbow 51mm ID & ALL SIZES not samco
TYRE DUST CHROME PLATED ALUMINIUM VALVE CAPS
Sets of Four New Fuel Injectors
Fiat Coupe 20V turbo Original intercooler in VGC large
L200 PAJERO DIESELS BLACK SMOKE. FREE P&P uk
WHITE LED CHROME SCREEN WASHER JETS*
VW SECRET DIAGNOSTIC CODES & ACTUAL SPEED Golf Passat
RS CENTRE Piston Dump Valve
ALUMINIUM Tax Disc Holder *
Red Line WATER WETTER Super Coolant 355ml
LPG switch for injection vehicles, NEW
UNDER CAR! WHEEL NEON LED LIGHTS VALVE CAPS
carburettors
20 BHP FREE P+P CLIO GTI FORD SAXO NOVA VW
GREEN LED CHROME SCREEN WASHER JETS*
Red Line WATER WETTER Super Coolant 355ml
Brand New Race/Rally/Tra
Brand New Race/Rally/Tra
Brand New Race/Rally/Tra
Kenlowe Fan Thermostat, Kenlow, Locost, Westfield etc
3 WAY MULTI SOCKET FOR 12V CIGARETTE LIGHTER
NISMO NISSAN CHARGING STABILIZER Skyline R33 350Z Micra
MAZDASPEED RACING CHARGING STABILIZER Miata Mazda 3
NISMO JDM SHORT SHIFTER 89-98 NISSAN 240SX S13 S14 S15
|
Return to the Home Page
| |
|
|
Buying a New or Used Car
If you're looking for the best deals on a new or used car, there are three simple rules to follow:
Know your Credit Score
Secure your Financing First
Shop Wide for Deals
Know your Credit Score
"Dealer Financing" sounds like a quick and convenient service, doesn't it? After all, they'll arrange your financing for you right on the spot. Furthermore, they want to sell you the car, so you know you'll get a deal on the financing, right?
Ha! Forget that ... dealer financing is the biggest profit-generating tool available to the dealer. Odds are you're getting tooled on the interest rate -- odds are even greater that there's an innocent math "error" that you're not going to catch (and they're not going to "catch" -- since they're the ones who put it there) that will result in you paying hundreds or thousands more than you should.
What makes it so easier to job unsuspecting buyers on financing is that finanching seems complex. Unless you've got access to interest tables, it's hard to double-check the arithmetic (if you understand it in the first place). When you do spot something that doesn't seem right, the dealer will mumble some offering about "standard policy" and "company requirements" -- all of which is complete nonsense.
The fact is that financing is actually a pretty simple process -- IF you take care of it before you ever set foot in the dealer. If your credit rating is good (a score of 550 or so is "good"), you can find financing at much lower interest rates than you'll find at the dealer.
That's why it's important to know your credit score first. If you have a good score, you can skip right ahead to shopping for financing.
If not, then you need to find out now ... and find out how you can fix it.
If you have a less-than-good rating, that's not as bad as you might think. There's a good chance this is due to an error in your credit report. "Oh, they don't make errors in credit reports, do they?" Hah again! Credit reports are often loaded with errors -- and they're often incredibly easy to fix, too!
Often it's not more than sending the credit report a letter stating "I have never been to California in my life and I certainly didn't charge 17 skateboards to a card I've never owned", or "I paid that loan off in full 15 years ago." -- things of that nature. It's surprising that when credit reports are wrong, they're really wrong! A simple statement correcting the error may be all you need to get your score right back on top.
But -- you've got to know there's a problem first! And that's why it's important to find out your credit score first. It's easy to get a copy of your credit report -- you can call the different credit agencies and request reports (they may charge a small processing fee), or you can use one of the internet credit reporting services that will do this work for you and send you a copy.
One such service is "CreditReporting.com". They're a member of the BBB Online and are noted for their reliability.
Once you've received your credit report -- and performed any necessary credit repair -- it's time for your financing. You can use local lending institutions ... or you can short cut the whole process AND get a better interest rate at the same time. Use one of the many Internet-based automobile lending agencies -- they'll approve you via email within minutes at an interest rate you probably won't be able to touch locally.
Once you answer a few questions, you'll receive approval via email within minutes. In a couple of days, you'll get a "blank check" from the institution. The check will be good for any amount up to your approved amount. You can shop for a vehicle, then fill in the check amount and the payee to pay for the car. Using the check will clue the lending agency to start your monthly payments.
The check is normally good for 60 days or so -- so you can take your time to shop, knowing all the while that your financing is set!
There are many Internet lending institutions (you've probably seen TV ads for several), but here are two excellent ones you might want to check:
Another one is E-Loan -- try E-Loan and get your loan approval in minutes via email!
Apply for a car loan today!
Once your financing is set, it's time to start shopping. You can shop your local car lots -- even private sellers in the classifieds -- but you'll find your best deals by shopping "wide".
By shopping "wide", I mean covering all the car sellers within a 50 to 100 mile radius who might have the type of vehicle you want. This can take you quite a while if you do it in person -- but you can do it in minutes with an Internet search!
Use these three Internet automobile search tools to scour your local sources and find exactly the vehicle you want within your price guidelines:
Once you've found your vehicle, use your pre-arranged financing and the deal is set! You can even do the entire process without leaving your home! Just have the dealer deliver the car to your driveway!
Finally, be sure and take car of details like car insurance. The lending agencies (and the local government) will likely insist on adequate coverage. If you don't already have an insurance agent (and even if you do), you can shop for the best coverage online! Why not ask for a free quote from these folks:
|