|
|
|
Click Here for Bargains like the following:|
8 SENSOR LCD REVERSE PARKING SENSOR RADAR
**New** Volvo S70 / S80 / V70 C70 Air mass Meter / MAF
**NEW** Volvo 850 / C70 / S70 / V70 Air mass flow Meter
VOLVO 850 SALOON (BREAKING) REAR LAMPS DRIVERS SIDE
VOLVO 940 ESTATE /SALOON TOWBAR FREEPOST!!!!!!
VOLVO 1990 760 GLE FUEL INJECTION ECU (BREAKING)
VOLVO 850 GLT (BREAKING) P/SIDE ELECTRIC WINDOW MOTOR
VOLVO 760 1990 BREAKING 2.8 V6 FLYWHEEL SENSOR
VOLVO 740 2.3 POWER STEERING PUMP (BREAKING)
VOLVO 850 saloon (BREAKING) 20V COILPACK UNIT
VOLVO 760 GLE (1990) AIRCON PUMP/pulleys and brackets
VOLVO 242, 244, 245 - NEW GASKET SET (1974-83)
Volvo Workshop Manual 240 245 740 760 780 850 940 960
Volvo Workshop Manual S40 S60 S70 S80 S90 V40 V70 V90
New! BOSCH Super4 Spark Plugs to fit VOLVO models!
New! SPARCO Front Upper Strut Brace VOLVO S40 & V40
New! K&N HIGHFLOW Air Filter VOLVO V40 & S40 All Models
VOLVO 440 ELECTRIC AERIAL.
VDO VOLVO 240 CLOCK 52mm
VDO VOLVO 240 TURBO BOOST GAUGE 52mm
VDO VOLVO 240 TACHOMETER 52mm
VDO VOLVO 240 VOLTMETER GAUGE 52mm
VDO VOLVO 240 5 BAR OIL PRESSURE GAUGE 52mm
VDO VOLVO 240 5 BAR OIL PRESSURE GAUGE 52mm
VDO VOLVO 240 5 BAR OIL PRESSURE GAUGE 52mm
VDO VOLVO 240 VOLTMETER GAUGE 52mm
++ VOLVO 240 GLT ESTATE BREAKING ++
340/360 Bonnet Excellent - No Rust at all!!
VOLVO 480 FRONT INDICATOR CLUSTERS
VOLVO 850 T5 INTERIOR LIGHT ASSEMBLY POSS V70,S70
alloy tax disc holder C70 S40 S70 V40 XC90 V70 440 S60
SPECIAL VOLVO C70/V70 SPARK PLUGS
+20 BHP VOLVO 340, 360, 440, 480, S40, S60, S80, V40 +
volvo 200 front brake discs gbd 518
LEATHER POLISH WITH DYE- FOR ALL MODELS OF VOLVO
VOLVO WIRING DIAGRAM on DVD
VOLVO COMPLETE WORKSHOP MANUALS ON 4CDs
VOLVO 2004 EUROPEAN ENGLISH VERSION DVD
VOLVO 340,343,345,36
VOLVO 200 SERIES ELECTRONIC I GNITION COI L
Volvo 850 / V70 classic grey load cover
VOLVO 850 SUN ROOF MOTOR (POSS V70,S70)(SUNRO
VOLVO 850 T5 AIR FLOW METER AND AIR BOX
VOLVO 850 BADGE
Volvo 940 1994-1995 alarm remote (2x) also early 850
VOLVO 850 T5 SALOON REAR SHELF SPEAKERS (POSS S70)
VOLVO 850 DRIVERS SIDE INDICATOR (O,S)
VOLVO V90,960,S90 GRILL
VOLVO 850 T5 ELECTRIC WINDOW/MIRROR SWITCHS
VOLVO 850 T5 PASSENGER HEATED SEAT SWITCH (POS S70/V70)
VOLVO 850 T5 IGNITION COIL ALSO 2.5 GLT
VOLVO WING MIRROR (PASSENGER)(S7
VOLVO ParkingSign v70 850 s80 s60 940s40 v40 440 740 se
VOLVO AUTO GEARBOX SWITCH (S90/V90/960)
VOLVO 850 SALOON BOOT STRUTS
VOLVO - BRAKE PADS - BRAND NEW - FDB62
VOLVO 850 HEAD LIGHT PASSENGER SIDE (N/S)
Bosch Pressure Sensor for Volvo or VW
VOLVO 850 T5 IDLE CONTROL VALVE AND HOSE
Volvo Marelli Electronic Throttle System
Volvo 850 ABS Controller
BH VOLVO S40 S60 S80 C70 S60R V50 STAINLESS STEEL WATCH
OIL PRESSURE SWITCH VOLVO 121 122 262 1800 340 AND MORE
volvo 300 lower ball joint gsj667
VOLVO 940 ABS PUMP
volvo 940 turbo brake master
VOLVO 300 SERIES REAR SHOCK ABSORBERS BOGE
VOLVO 960 WIPER BLADES BOSCH FREE P&P
Volvo Service Light Reset Tool NEW
Volvo Clear Side Repeaters All Models NEW
A VOLVO 740 / 940 SUN VISORS 760?
VOLVO S40 / V40 WIPER BLADES BOSCH FREE P&P
VOLVO 740-850-940 OIL PRESSURE SWITCH
VOLVO 740 WASHER WIPER CONTROL STALK SWITCH 760 940 ?
VOLVO S40 OR V40 AIRBAG MODULE/BRAIN/E
VOLVO High Performance gold mod +20hp 1988-05
VOLVO High Performance gold mod +20hp 1988-05
VOLVO High Performance gold mod +20hp 1988-05
VOLVO High Performance gold mod +20hp 1988-05
VOLVO High Performance gold mod +20hp 1988-05
Volvo S40? boot spoiler
Volvo V40 / S40 - Black Velour Car Mats - Brand NEW
Volvo 850 Front Door Speaker
Volvo 850 T5 Washer Jet Rear
GENUINE VOLVO 700 850 900 Load Carrier Grid NEW
Volvo 440 460 480 Windscreen Resivor Bottle
Volvo 440 460 Air Bag Sensor NEW
Volvo 440 460 480 Window Switch Trim NEW
Volvo 480 Drivers Side Seat Belt Arm NEW
Volvo 480 Passengers Side Seat Belt Arm NEW
Volvo 740 760 Front Bumper Trim
Volvo 740 760 Front Bumper Trim
Volvo 850 Drivers Side Headlight Wiper Motor NEW
Volvo 850 Drivers Side Rear Courtesy Light
Volvo 850 Estate Tailgate Trim
Volvo 850 Passengers Side Headlight Wiper Motor NEW
Volvo 850 Passengers Side Rear Courtesy Light
VOLVO S40 S60 V70 Stainless Steel Wine Bottle (B18301)
Xenon car light bulbs HID look Volvo S40 S60 S70 S80
Xenon car light bulbs HID look Volvo S60 S70 S80 fog
VOLVO keychain keyring U2#
Auto / Boot Carpet - Trimmable - Free P&P (3 for £25)
Volvo V40 / S40 Remote Central Locking Key Fob
OIL AIR FUEL FILTER KIT VOLVO 850 CAR 2.0 AND 2.5
Volvo 480 Front N/S Fog Light
SAAB 9000 FUEL JETRONIC FUEL ECU s
VOLVO 340 1.4, 1.7 RADIATOR FAN SWITCH GVS143
240, 340, 740, 760, 850, 940 OIL PRESSURE SWITCH GPS158
VOLVO 440 ROVER 100 VAUXHALL CAVALIER HEADLIGHT LENS
Volvo 440 460 Genuine Replacement Seat Cover
Volvo 440 460 Genuine Replacement Seat Cover
Volvo S40 V40 Sunroof ECU
Volvo S40 V40 Sunroof Motor
Volvo 240 260 Passenger Side Headlight Lense NEW
Volvo 850 O/S (Drivers side) Central Door Locking Motor
Volvo S40 V40 Drivers Door Sill Trim
Volvo 960 Mud flaps
Volvo 440 460 480 Windscreen Resivor Bottle
Volvo 850 Rear Ashtray
Urban X Etched Silver Tax Disc -VOLVO
BREAKING 4 SPARES 1990 VOLVO 340GL
VOLVO S40 NEW GENUINE OFFSIDE REAR QUARTER PANEL
VOLVO NEW GENUINE REAR BUMBER
VOLVO NEW GENUINE FRONT BUMBER
Volvo 300 Series Radiator
1 Pc VOLVO Keychain Keyring Key Chain Ring
VOLVO 340 CLUTCH PLATE
VOLVO 140, 164, 200, 240, 260 FRONT BRAKE PADS
1 PAIR Black VOLVO Seatbelt Pads Seat Belt Pad
Volvo S40 V40 Alloy Wheel
1 Pair Black VOLVO Neck Rest Pillow Pillows Pads
VOLVO 740 ESTATE PASSENGER REAR LIGHT UNIT (NSR)
VOLVO Super Slim Watch ~ White
VOLVO Super Slim Watch ~ Blue
VOLVO Super Slim Watch ~ Black
VOLVO 740 or 940 ? O/S OR N/S HEADLIGHT GLASS LENS
Save ££s Volvo S40 V40 Headlamp,Bonne
VOLVO 850 PARTS- TAPE/RADIO PLAYER, CR-905
Save ££s Volvo S40 V40 Headlamp,Bonne
GENUINE VOLVO DOG/LUGGAGE GUARD - 700/900 series
SPECIAL VOLVO S40/V40 SPARK PLUGS
Volvo 240-260 Series Engine Mount R/H
Volvo 240-260 Series Engine Mount
5 x VOLVO 850 WHEELS AND TRIMS
Volvo S40 Mushroom Leather Interior
Volvo S60 S80 CD player radio 4-disc changer
Volvo V40 rear speaker & amplifier high power
Volvo S80 door mirror electric drivers offside
Volvo 480 bonnet bumper headlight headlamp
Volvo S40 V40 radio cassette player
VOLVO BHP INCREASE MOD
how to program your volvo remote !!!!!!!!
VOLVO V70 NEW SHAPE PARTS- NEAR SIDE UPPER REAR LIGHT
Volvo S40 / V40 (96-04) Top Quality Car Mats - Grey
Volvo 850 car stereo
Set of Aux guages for Volvo 480 Turbo
VOLVO S70 V70 C70 HAYNES MANUAL BRAND NEW
Volvo 340
volvo850/v70 rubber carmats beige in colour front/rear
VOLVO High Performance gold mod +20hp 1988-05
VOLVO High Performance gold mod +20hp 1988-05
VOLVO High Performance gold mod +20hp 1988-05
VOLVO High Performance gold mod +20hp 1988-05
VOLVO High Performance gold mod +20hp 1988-05
VOLVO keychain keyring U2#
Volvo S 80 60 40 V70 50 XC 7090 Round Keychain
Volvo S 80 60 40 V70 50 Credit Name Card Holder Case
7-seater conversion for volvo900/700 series
Claret red face...VoIvo..
Lost Your Radio Security Code ?Unlock Your Volvo Radio
volvo s40/v40 sun visor
volvo s40/v40 door speaker cover
volvo s40/v40 door speaker cover
volvo s40/v40 glove box cover
volvo s40/v40 center console
volvo s40/v40 dash section
volvo s40/v40 door mirror heated
ROOF BARS
volvo s40/v40 door mirror heated
volvo s40/v40 side marker light
volvo s40/v40 side marker light
volvo s40/v40 side marker light
volvo s40/v40 side marker light
New! OMP Front Brake Pads for VOLVO V40 & S40 All 98
volvo s40/v40 wheel trim
Volvo 850 V70 Mirror Lense !!
VOLVO Service Light Reset Procedure
Urban X Etched Silver Tax Disc -VOLVO
VOLVO 400 PAIR OF GOOD QUALITY WIPER BLADES
Volvo 850 mesh grill
VOLVO = NEW BOOK = HAYNES = VOLVO = VOLVO
VOLVO 2004 EUROPEAN ENGLISH VERSION DVD
VOLVO WIRING DIAGRAM on DVD
VOLVO COMPLETE WORKSHOP MANUALS ON 4CDs
Rear facing seats for a Volvo 700/900 series estate.
SAAB 900 CLASSIC O/S HEADLIGHT GLASS LENS
*BRAND NEW* VOLVO TOWBARS TOWBAR *EBAYS BEST*
BH VOLVO S40 S60 S80 C70 S60R V50 STAINLESS STEEL WATCH
VOLVO V70 850 S70 REAR EXHAUST MOUNTING BRAND NEW KIT
volvo S40 2001LEATHER silver damaged easy repair
|
Return to the Home Page
| |
|
|
Buying a New or Used Car
If you're looking for the best deals on a new or used car, there are three simple rules to follow:
Know your Credit Score
Secure your Financing First
Shop Wide for Deals
Know your Credit Score
"Dealer Financing" sounds like a quick and convenient service, doesn't it? After all, they'll arrange your financing for you right on the spot. Furthermore, they want to sell you the car, so you know you'll get a deal on the financing, right?
Ha! Forget that ... dealer financing is the biggest profit-generating tool available to the dealer. Odds are you're getting tooled on the interest rate -- odds are even greater that there's an innocent math "error" that you're not going to catch (and they're not going to "catch" -- since they're the ones who put it there) that will result in you paying hundreds or thousands more than you should.
What makes it so easier to job unsuspecting buyers on financing is that finanching seems complex. Unless you've got access to interest tables, it's hard to double-check the arithmetic (if you understand it in the first place). When you do spot something that doesn't seem right, the dealer will mumble some offering about "standard policy" and "company requirements" -- all of which is complete nonsense.
The fact is that financing is actually a pretty simple process -- IF you take care of it before you ever set foot in the dealer. If your credit rating is good (a score of 550 or so is "good"), you can find financing at much lower interest rates than you'll find at the dealer.
That's why it's important to know your credit score first. If you have a good score, you can skip right ahead to shopping for financing.
If not, then you need to find out now ... and find out how you can fix it.
If you have a less-than-good rating, that's not as bad as you might think. There's a good chance this is due to an error in your credit report. "Oh, they don't make errors in credit reports, do they?" Hah again! Credit reports are often loaded with errors -- and they're often incredibly easy to fix, too!
Often it's not more than sending the credit report a letter stating "I have never been to California in my life and I certainly didn't charge 17 skateboards to a card I've never owned", or "I paid that loan off in full 15 years ago." -- things of that nature. It's surprising that when credit reports are wrong, they're really wrong! A simple statement correcting the error may be all you need to get your score right back on top.
But -- you've got to know there's a problem first! And that's why it's important to find out your credit score first. It's easy to get a copy of your credit report -- you can call the different credit agencies and request reports (they may charge a small processing fee), or you can use one of the internet credit reporting services that will do this work for you and send you a copy.
One such service is "CreditReporting.com". They're a member of the BBB Online and are noted for their reliability.
Once you've received your credit report -- and performed any necessary credit repair -- it's time for your financing. You can use local lending institutions ... or you can short cut the whole process AND get a better interest rate at the same time. Use one of the many Internet-based automobile lending agencies -- they'll approve you via email within minutes at an interest rate you probably won't be able to touch locally.
Once you answer a few questions, you'll receive approval via email within minutes. In a couple of days, you'll get a "blank check" from the institution. The check will be good for any amount up to your approved amount. You can shop for a vehicle, then fill in the check amount and the payee to pay for the car. Using the check will clue the lending agency to start your monthly payments.
The check is normally good for 60 days or so -- so you can take your time to shop, knowing all the while that your financing is set!
There are many Internet lending institutions (you've probably seen TV ads for several), but here are two excellent ones you might want to check:
Another one is E-Loan -- try E-Loan and get your loan approval in minutes via email!
Apply for a car loan today!
Once your financing is set, it's time to start shopping. You can shop your local car lots -- even private sellers in the classifieds -- but you'll find your best deals by shopping "wide".
By shopping "wide", I mean covering all the car sellers within a 50 to 100 mile radius who might have the type of vehicle you want. This can take you quite a while if you do it in person -- but you can do it in minutes with an Internet search!
Use these three Internet automobile search tools to scour your local sources and find exactly the vehicle you want within your price guidelines:
Once you've found your vehicle, use your pre-arranged financing and the deal is set! You can even do the entire process without leaving your home! Just have the dealer deliver the car to your driveway!
Finally, be sure and take car of details like car insurance. The lending agencies (and the local government) will likely insist on adequate coverage. If you don't already have an insurance agent (and even if you do), you can shop for the best coverage online! Why not ask for a free quote from these folks:
|