|
|
|
Click Here for Bargains like the following:|
Saab 95 & 9000 Workshop Manual 9 -5 1983 2002 & AERO
Saab 93 & 900 Workshop Manual 9-3 1983 2002 Turbo etc
lotus excel speedline wheels
SAAB EPC Models 900 9000 9-3 9- 4 Year 1986- 2001
saab 99 900 90 brake piston wind back tool saab o/e new
saab 96 late and 99 rear bumper moulding saab o/e nos
SAAB Wallet 9-3 9-5 Vector SE 900 9000 Aero Turbo
SAAB Money Clip 9-3 9-5 Vector SE 900 9000 Aero Turbo
SAAB Keychain 9-3 9-5 Vector SE 900 9000 Aero Turbo
SAAB Cigarette Wind Proof Lighter 9-3 9-5 Vector SE
SAAB Card Holder 9-3 9-5 Vector SE 900 9000 Aero Turbo
90 95 96 900 9000 9-3 XENON bulbs H4 100/90w FREE p&p
Saab 9-5 3 Spoke Sport Aero 17" Alloys & Tyres
Saab 9-5 10 Spoke 17" Aero Alloys & Tyres
Saab 9-5 Boot Mat (Genuine)
SAAB 9-3 BRAND NEW BONNET
Saab 9-3 9-5 Vector SE 900 9000 Seat Belt Shoulder Pads
SAAB COMPLETE WORKSHOP MANUALS ON 4CDs
SAAB LEATHER GEAR KNOB FOR 9000/GM900 + 9-3 BN
BR SAAB 9-3 9-5 VECTOR LINEAR STAINLESS STEEL WATCH
SAAB ParkingSign 9000 900 9-3 9-5 turbo s se si v6
Saab 900, 9000, 9-3, 9-5, TIS Repair CD-ROM
SAAB 900 + 99 - BRAKE PADS - BRAND NEW - FDB3-M
SAAB Brake Pads (Set of 4)
saab 9000 cv joint
saab electric aeriel
96 SAAB 900 Electric Aerial
NEW GENUINE SAAB 9-3/9-5 FOG LIGHTS - PAIR
Saab Vector SE 900 9000 9-3 9-5 Seat Belt Shoulder Pads
FORD PROBE BRAKE DISC AND PADS KIT MINTEX BOXED
FORD GALAXY REAR BRAKE DISC AND PADS KIT MINTEX BOXED
saab dark grey leather scuff repair kit
SAAB 9000 WIPER BLADES BOSCH FREE P&P
A DRIVERS SIDE SAAB 9000 SUN VISOR
A PAIR OF SAAB 900 & 9000 SIDE WING INDICATORS FLASHERS
SAAB 9000 rear n/s passenger rear light cluster
SAAB 9000 REAR WIPER AIR CON REAR FOG LIGHT SWITCH
A SAAB 9000 FRONT FOG LIGHT HEATED SEAT BOOT SWITCH
A SAAB 9000 DIMMER HEATED SEAT ELECTRIC MIRROR SWITCH
A SAAB 9000 MAP OR INTERIOR OR BOOT LIGHT
A SAAB 9000 GEARNOB INSERT
SAAB 95 96 REAR TAILGATE / BOOT BADGE
SAAB High Performance gold mod +20hp 1988-05
SAAB High Performance gold mod +20hp 1988-05
SAAB High Performance gold mod +20hp 1988-05
SAAB High Performance gold mod +20hp 1988-05
SAAB High Performance gold mod +20hp 1988-05
SAAB Super Slim Watch ~ White
SAAB Super Slim Watch ~ Black
SAAB Pocket Keychain watch
A SAAB 9000 CD REAR WINDOW ROLLER SUN BLIND
1989 SAAB 900S 1:43 SCALE DIECAST MODEL
NEW GENUINE SAAB 9000 ROAD HOLDING KIT - SUSPENSION
MOTO-LITA 14" DISHED SAAB LEATHER RIM STEERING WHEEL
SAAB 9-3 9-5 Stainless Steel Super Slim Watch W90403
SAAB EPC - 2003 VERSION
Xenon light bulbs HID look Saab 95 dipped or full beam
SAAB keychain keyring U2#
A SAAB 9000 900 HEAD LIGHT OR HAZARD SWITCH
A SAAB 9000 FRONT FOG LIGHT HEATED SEAT BOOT SWITCH
A SAAB 9000 PASSENGER DOOR / LEFT WARNING LENS
SAAB 93 CONVERTIBLE BOOT SPOILER GENUINE
A SAAB 9000 DRIVERS DOOR / RIGHT WARNING LENS
Nottingham Saab Big Brake Upgrade Kit GM900 9-3 9-5
Saab 9000 Catalytic Converter no reserve
SAAB 9-3 VIGGEN WING EMBLEMS BRAND NEW
SAAB 9-5 AERO ESTATE REAR BOOTLID EMBLEM BRAND NEW
SAAB 9-5 AERO SALOON REAR BOOTLID EMBLEM BRAND NEW
SAAB 9-5 AERO SIDE WING EMBLEMS BRAND NEW
Saab 9000 Intercooler Radiater complete no reserve !!!!
NEW EIBACH SPRING PRO-KIT SUSPENSION - SAAB 9-3
SAAB SERVICE VOUCHER - MAJOR SERVICE
SAAB 99 TURBO, EXHAUST / TURBO MANIFOLD
A SAAB 9000 GEARKNOB AND SPRING GEAR KNOB
SAAB HELLA RALLYE LAMP
Saab 9000 complete lock set with Keys No reserve !!!!
SAAB 9000 90-98 ALUMINIUM MESH MOD ****SMART**** Not CS
SAAB 900 Turbo STAINLESS STEEL MESH *MODIFICATION*
SAAB 9000 'CS' 90-98 ALUMINIUM MESH MOD ****SMART****
Genuine SAAB 900 L-R Reg dashboard shelf / pocket
Saab 900 2.0, 16V Turbo Classic Bosch ECU
SAAB 99 FRONT WHEEL BEARING KIT
SAAB 9000 FRONT FOG LAMPS No Reserve
AN EXCELLENT SAAB 9000 ASHTRAY AND LIGHTER
Genuine SAAB 900 L-R Reg Pollen Filter
Genuine SAAB 900 Roofbars L-R Reg
SAAB 9-3 Workshop Repair Manual WIS / TIS CD
SAAB 900 Workshop Repair Manual WIS / TIS CD
GENUINE SAAB 9-3 PARTS - NEW CLEAR SIDE REPEATERS
Haynes Owners Workshop Manual Saab 90, 99 & 900
Saab 900NG Motronic ECU
NEW EXHAUST & CATALYTIC CONVERTER / CATS HUGE DISCOUNT
Saab 900NG Phone Cradle Mounting Console
Saab 9-5 Estate Fixed Type Tow Bar
classic saab 900 tailor made mats+saab logo
Saab 9-5 Parts - Aero Intake Pipe
Saab 900 cabriolet airbag driver passenger control unit
SAAB BHP MOD
SAAB 9000i - car (boot) badge
SAAB Scania 9000 9-3 Wagon 9-5 Keychain Watch Black
CAR TRANSPORT PICK UP DROP OFF RECOVERY
SAAB NG900/9-3/9-5 PARTS- SET OF 17 INCH AERO WHEELS
S999 CON PRIVATE CHERISHED NUMBER PLATE
SAAB 9-5 PARTS- OFF SIDE DRIVERS WING MIRROR GLASS
SAAB 9-5 PARTS- NEAR SIDE PASSENGER WING MIRROR GLASS
SAAB 9-3 PARTS- OFF SIDE DRIVERS WING MIRROR GLASS
SAAB 9-3 PARTS- NEAR SIDE PASSENGER WING MIRROR GLASS
SAAB NG900 PARTS- OFF SIDE DRIVERS WING MIRROR GLASS
SAAB NG900 PARTS- NEAR SIDE PASSENGER WING MIRROR GLASS
SAAB 95 9-5 Ringbound Owner's Manual (2001)
SAAB 900 CLOCKS FOR 1994 2.0L CARS ONWARD
SAAB 900 PLASTIC STEERING COLUM COWLING FOR 1994 CAR ON
SAAB ELECTRIC WINDOW SWITCH CLUSTER FOR 900 4 DOOR
SAAB 900 1994 ON ELECTRIC WINDOW MOTOR AND MECHANISM
SAAB 900 FUSE BOX COVER WITH PAPER INSERT 1994 ON
SAAB 900 GLOVE BOX COMPLETE WITH KEY FOR 94 CAR ON
SAAB 900 FRONT GRILL FOR 1994 ON CARS
SAAB 900 INTERIOR MIRROR FITS CARS 94 ON
SAAB 900 NS HEATED MIRROR FITS CARS 1994 ON
SAAB 900 REAR LIGHT UNIT N/S FITS CARS 1994 ON
SAAB 900 O/S REAR LIGHT UNIT FITS CARS 1994 ON
SAAB 900 REAR N/S ELECTRIC WINDOW MOTOR + MEC 94 CARS
SAAB 900 AIR FLOW METER FOR 2.0 1994 ONWARD
SAAB 900 REAR QUARTER PANELS FITS CARS 1994 ON
SAAB 900 LEATHER STEERING WHEEL FROM 98 CAR
SAAB 900 COMPLETE SWITCH SET FOR CARS 1994 ON
SAAB 900 WIPER STALK SWITCH FITS CARS 1994 ON
GENUINE SAAB NEW SHAPE 900 PARTS - ELECTRIC WING MIRROR
NEW GENUINE SAAB RED DIRECT IGNITION CASSETTE
Saab 15" alloy wheels 4+tyres NG 900 93 95 NO RESERVE
SAAB 900 WIPER STALK SWITCH FITS CARS 1994 ON
SAAB 900 CLASSIC PARTS- OFF SIDE HEAD LIGHT
SAAB 9-3 PARTS- CUP HOLDER FOR NEW SHAPE 9-3
SAAB 9-3/9-5 PARTS - AIR BAG FOR YEARS 1998-2002
SAAB 900 CLASSIC PARTS- 10 TAPE CASSETTE HOLDER, RARE
SAAB 9-5 PARTS- OFF SIDE DRIVERS WING MIRROR GLASS
SAAB 9-5 PARTS- NEAR SIDE PASSENGERS WING MIRROR GLASS
SAAB 9-3 PARTS- OFF SIDE DRIVERS WING MIRROR GLASS
GENUINE SAAB 9000 CS & CD PARTS - PAIR OF WING MIRRORS
SAAB 9-3 PARTS- NEAR SIDE PASSENGERS WING MIRROR GLASS
SAAB NG900 PARTS- OFF SIDE DRIVERS WING MIRROR GLASS
saab bonnet boot whell badge free p&p uk brand new
SAAB NG900 PARTS- NEAR SIDE PASSENGER WING MIRROR GLASS
SAAB Brake Caliper Decals 900 96 99 90 9000 9-3 9-5
SAAB NG900/9-3/9-5 PARTS- SET OF 15 INCH ALLOY WHEELS
GENUINE SAAB 900 CLASSIC PARTS - PAIR OF WING MIRRORS
Saab 9000 Turbo Front Exhaust Pipe
Saab 900 Alloy Wheel V6 Style
NEW GENUINE SAAB 9-3/NEW 900 DOOR MOUNTED CUP HOLDER
SAAB SID UNITS REPAIRED
SAAB High Performance gold mod +20hp 1988-05
SAAB High Performance gold mod +20hp 1988-05
SAAB High Performance gold mod +20hp 1988-05
SAAB High Performance gold mod +20hp 1988-05
SAAB High Performance gold mod +20hp 1988-05
SAAB keychain keyring U2#
SAAB Scania 9000 9-3 Wagon 9-5 Keychain Watch Blue
Saab Convertable Roof 1999 model No reserve!
Saab 95 /9-5 Droplink
Saab 95 / 9-5 SID2 no dead pixels
LEATHER INTERIOR FOR SAAB 9000
Saab 9000 / 900 heated seat switch
T-Shirt with Saab - FREE PERSONALIZATIO
Mug with Saab - FREE PERSONALIZATIO
Mousemat with SAAB - FREE PERSONALIZATIO
Baseball Cap - SAAB - FREE PERSONALIZATIO
Saab 9000 o/s headlamp glass p/n 9505165
Genuine Saab 9000 steering knuckle housing p/n 8973190
CITROEN SAXO 1996-03 interior wood aluminum dashboard
SAAB 900 TURBO OFFICIAL MANUAL 16 VALVE BOOK
Saab 9000 Rear nearside door card.
SAAB COMPLETE WORKSHOP MANUALS ON 4CDs
Saab 9000 Rear Passenger o/s door card.
SAAB CSE REAR WIPER MOTOR
SAAB CSE N/S INDICATOR
SAAB CSE JETRONIC UNIT
SAAB CSE HEATED SEATS SWITCHES
SAAB CSE FRONT SLAM PANEL
SAAB CSE ECT HEAD LIGHT SWITCH
SAAB CSE BLACK ECU
SAAB CSE ABS CONTROLLER
SAAB CSE 2.3 THROTTLE BODY
SAAB CSE 2.3 AIR FOLW METRE
Saab 9000 Passenger door card.
Saab 9000 Driver's door card.
SAAB CSE 2.3 TURDO RADIATOR FAN & MOUNTING
SAAB CSE DRIVERS ELECTRIC MIRROR
SAAB CSE SIDE REPEATERS
CSE CENTRAL LOOKING SOLONIOD
BR SAAB 9-3 9-5 VECTOR LINEAR STAINLESS STEEL WATCH
SAAB 90 99 & 900 = BRAND NEW HAYNES MANUAL = SAAB
Fuel Pump Saab 99 & 900
Saab 900 Turbo Deep Dish 16" Alloy Wheels 205 55 16
CLASSIC SAAB 900 AUTO LONG MOT DRIVES. GEAR BOX FAULT
SAAB Super Slim Watch ~ White
SAAB Super Slim Watch ~ Black
SAAB Pocket Keychain watch
H4 XENON HEADLIGHT BULBS H4
Saab 9000 Aero Full Body Kit
BOTTOM END GASKET SET SAAB 900 & TURBO 9000 & TURBO
|
Return to the Home Page
| |
|
|
Buying a New or Used Car
If you're looking for the best deals on a new or used car, there are three simple rules to follow:
Know your Credit Score
Secure your Financing First
Shop Wide for Deals
Know your Credit Score
"Dealer Financing" sounds like a quick and convenient service, doesn't it? After all, they'll arrange your financing for you right on the spot. Furthermore, they want to sell you the car, so you know you'll get a deal on the financing, right?
Ha! Forget that ... dealer financing is the biggest profit-generating tool available to the dealer. Odds are you're getting tooled on the interest rate -- odds are even greater that there's an innocent math "error" that you're not going to catch (and they're not going to "catch" -- since they're the ones who put it there) that will result in you paying hundreds or thousands more than you should.
What makes it so easier to job unsuspecting buyers on financing is that finanching seems complex. Unless you've got access to interest tables, it's hard to double-check the arithmetic (if you understand it in the first place). When you do spot something that doesn't seem right, the dealer will mumble some offering about "standard policy" and "company requirements" -- all of which is complete nonsense.
The fact is that financing is actually a pretty simple process -- IF you take care of it before you ever set foot in the dealer. If your credit rating is good (a score of 550 or so is "good"), you can find financing at much lower interest rates than you'll find at the dealer.
That's why it's important to know your credit score first. If you have a good score, you can skip right ahead to shopping for financing.
If not, then you need to find out now ... and find out how you can fix it.
If you have a less-than-good rating, that's not as bad as you might think. There's a good chance this is due to an error in your credit report. "Oh, they don't make errors in credit reports, do they?" Hah again! Credit reports are often loaded with errors -- and they're often incredibly easy to fix, too!
Often it's not more than sending the credit report a letter stating "I have never been to California in my life and I certainly didn't charge 17 skateboards to a card I've never owned", or "I paid that loan off in full 15 years ago." -- things of that nature. It's surprising that when credit reports are wrong, they're really wrong! A simple statement correcting the error may be all you need to get your score right back on top.
But -- you've got to know there's a problem first! And that's why it's important to find out your credit score first. It's easy to get a copy of your credit report -- you can call the different credit agencies and request reports (they may charge a small processing fee), or you can use one of the internet credit reporting services that will do this work for you and send you a copy.
One such service is "CreditReporting.com". They're a member of the BBB Online and are noted for their reliability.
Once you've received your credit report -- and performed any necessary credit repair -- it's time for your financing. You can use local lending institutions ... or you can short cut the whole process AND get a better interest rate at the same time. Use one of the many Internet-based automobile lending agencies -- they'll approve you via email within minutes at an interest rate you probably won't be able to touch locally.
Once you answer a few questions, you'll receive approval via email within minutes. In a couple of days, you'll get a "blank check" from the institution. The check will be good for any amount up to your approved amount. You can shop for a vehicle, then fill in the check amount and the payee to pay for the car. Using the check will clue the lending agency to start your monthly payments.
The check is normally good for 60 days or so -- so you can take your time to shop, knowing all the while that your financing is set!
There are many Internet lending institutions (you've probably seen TV ads for several), but here are two excellent ones you might want to check:
Another one is E-Loan -- try E-Loan and get your loan approval in minutes via email!
Apply for a car loan today!
Once your financing is set, it's time to start shopping. You can shop your local car lots -- even private sellers in the classifieds -- but you'll find your best deals by shopping "wide".
By shopping "wide", I mean covering all the car sellers within a 50 to 100 mile radius who might have the type of vehicle you want. This can take you quite a while if you do it in person -- but you can do it in minutes with an Internet search!
Use these three Internet automobile search tools to scour your local sources and find exactly the vehicle you want within your price guidelines:
Once you've found your vehicle, use your pre-arranged financing and the deal is set! You can even do the entire process without leaving your home! Just have the dealer deliver the car to your driveway!
Finally, be sure and take car of details like car insurance. The lending agencies (and the local government) will likely insist on adequate coverage. If you don't already have an insurance agent (and even if you do), you can shop for the best coverage online! Why not ask for a free quote from these folks:
|