|
|
|
Click Here for Bargains like the following:|
GTI MUST HAVE - HOW TO GET OFF SPEEDING FINES - LOOK
DIGITAL MILEAGE CORRECTION, REPAIRS BY POST ALL MAKES
REVERSE PARKING SENSOR RADAR UK SUPPLIED
4 SENSOR BUZZER PARKING RADAR
GTech / G Tech Performance Tuning Meter - NEW - Any CAR
Car Kit Usb Universal Mobile Phone Battery Charger E21
GTI MUST HAVE - HOW TO GET OFF SPEEDING FINES - LOOK
Mobile Cell Phone HandsFree Car Kits Radio Transmitter
LARGE KEYRING ALLOY LED TORCH IN CASE NICE ITEM
Blue LED Car Cigarette Lighter 2 Way Splitter Adapter W
Blue LED Car Cigarette Lighter 3 Way Splitter Adapter W
CAR KIT USB COMBO Mobile Phone Charger 5 Brand ALU2T
Car USB Charger Cell Phone PDA PPC PMP O2 iPod Shuffle
Liquid car polish X 5 Sachets used on formula 1 team!
Universal DC Power Plug Car Lighter Adapter/Conver
MULTI-COLOR LED NEON TYRE VALVE CAPS BMW 3 5 7 SERIES
windscreen wiper blade
MG ZR MUG 11oz -FREE UK P&P - NO EXTRA COSTS!
Classic Rolls Royce Stylish Unisex Leather Watch#White
Learner Driver Driving Magnetic L Plates x 2 - Super !
120 PIECE AUTOMOTIVE/ CAR FUSE ASSORT. 5 10 15 20 25.
95 PIECE HEAT SHRINK ASSORT. NEW in Case ybtools A1
SPEED TRAP DETECTOR, RADAR DETECTOR SNOOPER SD715iS
TYPE R BLACK BMW STYLE SHARK FIN SPOILER FOR ALL MAKES
LPG Conversion Kit.Will fit up to a 2.8 engine
Mobil One Fully Synthetic Motor Oil 4 Litre (diesel)
"NEW" INDIAN MOTORCYCLE SUPER SLIM WATCH BLACK FACE
"NEW" INDIAN MOTORCYCLE SUPER SLIM WATCH WHITE FACE
"NEW" NORTON MOTORCYCLE SUPER SLIM WATCH BLACK FACE
"NEW" NORTON MOTORCYCLE SUPER SLIM WATCH WHITE FACE
"NEW" SHERCO MOTORCYCLE SUPER SLIM WATCH BLACK FACE
"NEW" SHERCO MOTORCYCLE SUPER SLIM WATCH WHITE FACE
Mobil One Fully Synthetic Motor Oil 4 Litre (petrol)
2 x WIND POWERED BLUE LED NEON SHARK FIN MINI SPOILER
Lancer Evo 500 Euro Novelty Note
AP600 RACING BRAKE FLUID 500ML
Mobile Cell Phone HandsFree Car Kits Radio Transmitter
PONTIAC STAINLESS STEEL SUPER SLIM WATCH SILVER FACE
LINCOLN STAINLESS STEEL SUPER SLIM WATCH SILVER FACE
Fiat Bravo Brava Marea stereo radio fitting kit/fascia
Gasket Paper 24" x 12" - 4 sheets
TAXIS ONLY PARKING SIGN CAB CAR VAN TRUCK MOTORCYCLE
Mobile Cell Phone HandsFree Car Kits Radio Transmitter
Blue LED Car Cigarette Lighter 2 Way Splitter Adapter W
Blue LED Car Cigarette Lighter 3 Way Splitter Adapter W
MULTI PURPOSE POLYTHENE WOVEN TARPAULIN 9' X 6' - NEW
MULTI PURPOSE POLYTHENE WOVEN TARPAULIN 6 X 4' - NEW
New L plates,learner driver,FREE POSTAGE! ford,vw.bmw
Blue LED Car Cigarette Lighter 2 Way Splitter Adapter W
Toyota MR2 Turbo, Rev 1+2 Electric Aerial
CAR AIR CONDITIONING RECHARGER
19x12 mm adjustable Lpg autogas power - mixture valves
Car USB Charger Cell Phone PDA PPC PMP O2 iPod Shuffle
LOCTITE 222 THREAD LOCKER 50ML
LOCTITE LOCK-N-SEAL 24ML
* 5 ULTRA BRIGHT WHITE KEY RINGS LED KEYCHAINS NR
bmw centre caps
Car USB Charger Cell Phone PDA PPC PMP O2 iPod Shuffle
Car USB Charger Cell Phone PDA PPC PMP O2 iPod Shuffle
Porsche Windproof Lighter 911 944 928 968 924 Boxster
ONE MAN TOWING A FRAME ** FREE DELIVERY**
Blue LED Car Cigarette Lighter 2 Way Splitter Adapter W
car parking timer
S2000 Original Hardtop Stand + FREE original cover+ FRE
100 Black Cable Ties (Tyraps) 265mm x 5mm
100 Light Pink Cable Ties (Tyraps) 265mm x 5mm
VAUXHALL VECTRA (95-02)WIPER BLADES BOSCH - C/W SPOILER
VOLVO V70 - S70 - C70 WIPER BLADES BOSCH - SUPER PLUS
BMW E36 (91-01)WIPER BLADES BOSCH - C/W SPOILER
ROVER 45 WIPER BLADES BOSCH - SUPER PLUS
FIAT PUNTO (99 ) WIPER BLADES BOSCH - C/W SPOILER
LEXUS IS200 (99 )WIPER BLADES BOSCH - C/W SPOILER
BMW STYLE NEON LED SIDE AIR INDUCTION GRILLE ALL MAKES
Mobile Cell Phone HandsFree Car Kits Radio Transmitter
FORD PUMA (97 ) WIPER BLADES 'CLASSIC PRO' 19/19
BMW E36 COMPACT (94 ) WIPER BLADES BOSCH - C/W SPOILER
Learner Driver Driving Magnetic L Plates x 2 - Super !
FIAT BRAVO (95 )WIPER BLADES 'CLASSIC' - 23/19
FIAT PANDA (81-95) WIPER BLADES BOSCH - C/W SPOILER
CAR WINDSCREEN SUN SHADE - Brand new
RENAULT MEGANE (96 ) WIPER BLADES 'CLASSIC ' 22/20
ROVER MG ZR (01 )WIPER BLADES BOSCH - C/W SPOILER
FORD KA (ALL) WIPER BLADES BOSCH - SUPER PLUS
FIAT PUNTO (99 )WIPER BLADES 'CLASSIC PRO' - 21/18
MERCEDES A CLASS (98 ) WIPER BLADES 'CLASSIC PRO' 26/24
MAZDA MX5 (ALL) WIPER BLADES BOSCH - C/W SPOILER 18/18
VW POLO MK3 (94-00) WIPER BLADES BOSCH - C/W SPOILER
HONDA PRELUDE (92 ) WIPER BLADES 'CLASSIC PRO' 21/19
RENAULT CLIO (91-98) WIPER BLADES 'CLASSIC PRO ' 18/18
LAND ROVER FREELANDER WIPER BLADES BOSCH - SUPER PLUS
ROCKABILLY NUDE GIRL CAR AIR FRESHENER-NEW
SUBARU IMPREZA (ALL) WIPER BLADES BOSCH - C/W SPOILER
AUDI A6 (97 ) WIPER BLADES 'CLASSIC PROFESSIONAL' 22/22
AUDI A8 WIPER BLADES BOSCH - C/W SPOILER 22/22
PEUGEOT 406 (96 ) WIPER BLADES 'CLASSIC ' 24/22
ROVER 75 WIPER BLADES BOSCH - C/W SPOILER
RENAULT CLIO (98 ) WIPER BLADES 'CLASSIC ' 21/21
MAZDA MX5 (ALL) WIPER BLADES 'CLASSIC PRO' 18/18
RENAULT MEGANE (96 ) WIPER BLADES BOSCH - C/W SPOILER
! CAR POWER INVERTER FOR 100W AC POWER SUPPLY
BMW E34 (88 ) WIPER BLADES 'CLASSIC PROFESSIONAL' 24/24
ROVER 25 (99 )WIPER BLADES BOSCH - C/W SPOILER
VOLVO S90 (ALL) WIPER BLADES BOSCH - SUPER PLUS
ALFA 156 (98 ) WIPER BLADES 'CLASSIC PRO' 22/21
ROVER 45 (00 ) WIPER BLADES 'CLASSIC PRO ' 20/18
FORD FOCUS WIPER BLADES BOSCH - C/W SPOILER 22S/19
TOYOTA YARIS (ALL) WIPER BLADES 'CLASSIC PRO ' 21/15
PEUGEOT 406 (96 ) WIPER BLADES BOSCH - C/W SPOILER
PEUGEOT 106 MK2 WIPER BLADES BOSCH - C/W SPOILER
FIAT PANDA (81-95) WIPER BLADES 'CLASSIC PRO' 16/16
BMW E36 ESTATE (95 ) WIPER BLADES BOSCH - C/W SPOILER
VOLVO S80 WIPER BLADES 'CLASSIC PRO ' 24/22
MAZDA MX3 (ALL) WIPER BLADES BOSCH - SUPER PLUS
NISSAN ALMERA (95-00) WIPER BLADES 'CLASSIC '
JEEP GRAND CHEROKEE MK2 WIPER BLADES BOSCH - C/WSPOILER
BMW E36 COMPACT WIPER BLADES 'CLASSIC PRO' 20/20
! CAR 12V TRIPLE 3 CIGARETTE SOCKET NR 1 TO 3 PLUG
fiat multipla dog gaurd
GOLF MK2 WIPER BLADES (83-92 ) 'CLASSIC PROFESSIONAL'
MERCEDES C CLASS (ALL) WIPER BLADE BOSCH - SP24MB
Scotland Flag on Mini Boxing gloves for car mirror.
Welsh Flag on Mini Boxing gloves for car mirror. Wales.
Rasta colours on Mini Boxing gloves for car mirror.
NISSAN PRIMERA (99 ) WIPER BLADES 'CLASSIC PRO' 21/20
FORD MONDEO MK1 & 2 WIPER BLADES BOSCH - SUPER PLUS
VAUXHALL VECTRA (02 )WIPER BLADES BOSCH - SUPER PLUS
FORD FIESTA (95 ) WIPER BLADES 'CLASSIC PRO' 19/19
Easy Fuel Saver - up to 27% more MPG for any car !
MICHELIN MAN
VW GOLF MK3/4 (92 ) WIPER BLADES BOSCH C/W SPOILER 2119
VAUXHALL VECTRA (95-04) WIPER BLADES 'CLASSIC PRO'19/19
SKODA FABIA (00 )WIPER BLADES BOSCH - C/W SPOILER
RANGE ROVER (83-95) WIPER BLADES 'CLASSIC PRO' 18/18
BMW E36 (91 ) WIPER BLADES 'CLASSIC PROFESSIONAL' 21/20
ALFA 156 (98 ) WIPER BLADES BOSCH - C/W SPOILER 22S/21
MAZDA MX6 (ALL) WIPER BLADES BOSCH - SUPER PLUS
FORD MONDEO (96-00) WIPER BLADES 'CLASSIC PRO' 21/20
RENAULT CLIO (98 ) WIPER BLADES BOSCH - SUPER PLUS
LAND ROVER DISCOVERY (89 ) WIPER BLADES 'CLASSIC' 18/18
RANGE ROVER (81-95) WIPER BLADES BOSCH - SUPER PLUS
FORD FOCUS (98 ) WIPER BLADES 'CLASSIC PRO' 22/19
FORD ESCORT MK3 (80-86) WIPER BLADES BOSCH-C/W SPOILER
FORD MONDEO (93-96) WIPER BLADES 'CLASSIC PRO' 21/20
5 Mitsubishi Metal Car Brand Stickers sale! new arrived
VAUXHALL TIGRA (94-00) WIPER BLADES 'CLASSIC ' 18/18
VAUXHALL ASTRA (98 ) WIPER BLADES BOSCH - SUPER PLUS
FORD ESCORT MK4 (86-91) WIPER BLADES BOSCH- C/W SPOILER
GOLF MK3 WIPER BLADES (92-99 ) 'CLASSIC PRO' 21/19
TOYOTA YARIS (ALL) WIPER BLADES BOSCH - C/W SPOILER
FORD MONDEO (01 ) WIPER BLADES 'CLASSIC PRO' 22/20
AP600 RACING BRAKE FLUID 500ML
LOCTITE 603 RETAINING COMPOUND 50ML
MERCEDES E CLASS (85-95) WIPER BLADE BOSCH - SPOILER
SUBARU IMPREZA (ALL) WIPER BLADES 'CLASSIC PRO' 21/18
LOCTITE 270 THREAD LOCKER 50ML
Stainless Steel Doorstrips Nissan X-Trail
LOCTITE 641 RETAINING COMPOUND 10ML
PEUGEOT 306 (93 ) WIPER BLADES 'CLASSIC PRO' 22/20
FIAT PUNTO (94-99)WIPER BLADES 'CLASSIC PRO' 24/16
HONDA ACCORD (93 ) WIPER BLADES 'CLASSIC PROFESSIONAL'
FORD ESCORT (91 ) WIPER BLADES 'CLASSIC PRO' 20/20
8 BALL STEERING AID
RAC Grille Badge
PORSCHE BOXTER (96 ) WIPER BLADES 'CLASSIC '
GOLF MK4 WIPER BLADES (98 ) NEW 'CLASSIC PRO' 21/19
HONDA CIVIC (95-01) WIPER BLADES 'CLASSIC PRO' 20/18
CITROEN SAXO MK1/2WIPER BLADES 'CLASSIC PRO' 20/18
TOYOTA AVENSIS (ALL) WIPER BLADES 'CLASSIC PRO ' 21/18
NISSAN ALMERA MK2 (00 ) WIPER BLADES 'CLASSIC ' 22/16
RAC Grille Badge
SKODA OCTAVIA (97 ) WIPER BLADES 'CLASSIC PRO ' 21/19
JAGUAR S TYPE (99 ) WIPER BLADES 'CLASSIC PRO' 22/22
ROVER 75 (99 ) WIPER BLADES 'CLASSIC PRO ' 22/22
CITROEN XANTIA (93 )WIPER BLADES 'CLASSIC PRO' 24/20
NISSAN MICRA (93 ) WIPER BLADES 'CLASSIC ' 20/18
SMART CAR (98 ) WIPER BLADES 'CLASSIC PRO' 21/21
CAR / VAN / TRANSPORT DELIVERY / COLLECTION / RECOVERY
CAR / VAN / TRANSPORT DELIVERY / COLLECTION / RECOVERY
Steering Wheel Knob for Pajero/Shogun 4 X 4 Vans HGVetc
WINDSCREEN WASHER AND WIPER TREATMENT. EXCELLENT
AA Grille Badge
Cannabis leaf on Mini Boxing gloves for car mirror.
INSTANT SPARE-SEALS AND INFLATES YOUR FLAT TYRE
++LOUD++ Twin 12v Air Horns
Anodised Blue Wire Divider
AA Grille Badge
BMW E34, 5 series touring roof bars
12v Car Kettle With Cups
Anodised Red Wire Divider
Anodised Silver Wire Divider
Jerry Can 20L Green
! CAR KIT + USB COMBO Mobile Phone Charger 5 Main Brand
set of sparco 3 point harness'
Nissan Silvia MUG 11oz -FREE UK P&P- DIGIMOD MODIFIED
ANTI MIST GLASS TREATMENT - STOP MISTING INSTANTLY
k mini bmw one key ring keyring
k alfa 156 155 147 spider gtv romeo key ring keyring
k audi a3 a4 a6 a8 80 90 key ring keyring
k bmw 325 320 318 525 x5 key ring keyring
k honda accord prelude civic trype r key ring keyring
|
Return to the Home Page
| |
|
|
Buying a New or Used Car
If you're looking for the best deals on a new or used car, there are three simple rules to follow:
Know your Credit Score
Secure your Financing First
Shop Wide for Deals
Know your Credit Score
"Dealer Financing" sounds like a quick and convenient service, doesn't it? After all, they'll arrange your financing for you right on the spot. Furthermore, they want to sell you the car, so you know you'll get a deal on the financing, right?
Ha! Forget that ... dealer financing is the biggest profit-generating tool available to the dealer. Odds are you're getting tooled on the interest rate -- odds are even greater that there's an innocent math "error" that you're not going to catch (and they're not going to "catch" -- since they're the ones who put it there) that will result in you paying hundreds or thousands more than you should.
What makes it so easier to job unsuspecting buyers on financing is that finanching seems complex. Unless you've got access to interest tables, it's hard to double-check the arithmetic (if you understand it in the first place). When you do spot something that doesn't seem right, the dealer will mumble some offering about "standard policy" and "company requirements" -- all of which is complete nonsense.
The fact is that financing is actually a pretty simple process -- IF you take care of it before you ever set foot in the dealer. If your credit rating is good (a score of 550 or so is "good"), you can find financing at much lower interest rates than you'll find at the dealer.
That's why it's important to know your credit score first. If you have a good score, you can skip right ahead to shopping for financing.
If not, then you need to find out now ... and find out how you can fix it.
If you have a less-than-good rating, that's not as bad as you might think. There's a good chance this is due to an error in your credit report. "Oh, they don't make errors in credit reports, do they?" Hah again! Credit reports are often loaded with errors -- and they're often incredibly easy to fix, too!
Often it's not more than sending the credit report a letter stating "I have never been to California in my life and I certainly didn't charge 17 skateboards to a card I've never owned", or "I paid that loan off in full 15 years ago." -- things of that nature. It's surprising that when credit reports are wrong, they're really wrong! A simple statement correcting the error may be all you need to get your score right back on top.
But -- you've got to know there's a problem first! And that's why it's important to find out your credit score first. It's easy to get a copy of your credit report -- you can call the different credit agencies and request reports (they may charge a small processing fee), or you can use one of the internet credit reporting services that will do this work for you and send you a copy.
One such service is "CreditReporting.com". They're a member of the BBB Online and are noted for their reliability.
Once you've received your credit report -- and performed any necessary credit repair -- it's time for your financing. You can use local lending institutions ... or you can short cut the whole process AND get a better interest rate at the same time. Use one of the many Internet-based automobile lending agencies -- they'll approve you via email within minutes at an interest rate you probably won't be able to touch locally.
Once you answer a few questions, you'll receive approval via email within minutes. In a couple of days, you'll get a "blank check" from the institution. The check will be good for any amount up to your approved amount. You can shop for a vehicle, then fill in the check amount and the payee to pay for the car. Using the check will clue the lending agency to start your monthly payments.
The check is normally good for 60 days or so -- so you can take your time to shop, knowing all the while that your financing is set!
There are many Internet lending institutions (you've probably seen TV ads for several), but here are two excellent ones you might want to check:
Another one is E-Loan -- try E-Loan and get your loan approval in minutes via email!
Apply for a car loan today!
Once your financing is set, it's time to start shopping. You can shop your local car lots -- even private sellers in the classifieds -- but you'll find your best deals by shopping "wide".
By shopping "wide", I mean covering all the car sellers within a 50 to 100 mile radius who might have the type of vehicle you want. This can take you quite a while if you do it in person -- but you can do it in minutes with an Internet search!
Use these three Internet automobile search tools to scour your local sources and find exactly the vehicle you want within your price guidelines:
Once you've found your vehicle, use your pre-arranged financing and the deal is set! You can even do the entire process without leaving your home! Just have the dealer deliver the car to your driveway!
Finally, be sure and take car of details like car insurance. The lending agencies (and the local government) will likely insist on adequate coverage. If you don't already have an insurance agent (and even if you do), you can shop for the best coverage online! Why not ask for a free quote from these folks:
|